3 Nifty New Year’s Resolutions for Retirees in 2019
Can you believe 2019 is here? I’m certainly looking forward to a happy and healthy New Year for my family, friends, and myself. Seeing how this is the time for New Year’s resolutions and hopes for the New Year, here are 3 nifty New Year’s resolutions for retirees in 2019.
1.) Finalize a Financial Plan: Whether you’re drawing social security, working part-time, or making investments, having a strong financial plan is key to fully enjoying retired living. Creating a budget plan and actively tracking your spending habits can also help you create a budget to live within your means. Since you basically have two options; make more money or spend less money here’s what to do. To make more, consider when annuitizing your savings to guarantee an income stream or manage your own money in the market. To spend less, consider downsizing to an area where the cost of living is lower and mortgage payments are reduced.
2.) Healthy Aging: In 2019, focus on making your health a top priority so you can enjoy your retirement to the fullest. Make sure to get an annual physical exam from your doctor and create a health plan to maintain your health. Enjoy nutritious eating by preparing healthy meals with fresh ingredients from your local Arizona farmers markets. Stay active and seek out senior-friendly exercise programs that help improve vitality such as swimming, walking, qigong, and yoga. And keep your brain sharp with memory improving exercises like Sudoku puzzles or consider becoming more tech savvy and take a free computer class in your area.
3.) Master Your SSN Benefits: For many Arizona retirees, Social Security retirement benefits are an important income source. Nine out of ten people age sixty-five and over claim Social Security benefits and they average nearly forty percent of total income of people in this age bracket. And how you claim Social Security and greatly impact your benefit amount. Your Social Security increase by eight percent per year, so the longer you wait to claim the more you’ll be able to claim. To find out the best option for you, speak to a financial advisor.
Which of these 3 nifty New Year’s resolutions are you planning for? What other goals do you have for the New Year to better enjoy retirement? If selling or buying a home in an Arizona retirement community is on your list of resolutions, please contact Sharon Mason today! Here’s to a healthy, happy, and financially abundant New Year for you all in 2019!
Your Arizona Retirement Expert,
Sharon Mason - Associate Broker
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Funny quotes to welcome the New Year
2015 is nearly gone and as we welcome in 2016 with an open heart and hopes for prosperity, don’t forget to take some time to laugh every day. Out of all the illnesses going around, contagious laughter is the only thing I hope to catch! Enjoy these funny quotes to welcome the New Year!
“The proper behavior all through the holiday season is to be drunk. The drunkenness culminates on New Years’ Eve, when you get so drunk you kiss the person you’re married to.” ? P.J. O'Rourke
“Youth is when you're allowed to stay up late on New Year's Eve. Middle age is when you're forced to.” ? Bill Vaughan
“A New Year's resolution is something that goes in one Year and out the other.” – Anonymous
“May all your troubles last as long as your New Year's resolutions!” -Joey Adams “An optimist stays up until midnight to see the New Year in. A pessimist stays up to make sure the old year leaves.” - Bill Vaughan
What better way to start a New Year than with a hearty laugh? Share your joy and have a wonderful Happy New Year! – Sharon
Sharon Mason, Associate Broker